Personal Loans
Transparency Disclosure
Unexpected expenses can arise, and sometimes a personal loan can provide a short-term financial solution. Whether it's for vehicle repairs or unforeseen home expenses, we understand that needs vary. It's important to carefully consider your repayment capacity before taking on any loan.
Key Loan Information
Repayment Period: 24 to 72 months
Maximum APR: 28.75% (includes interest, R69 monthly fee, and R1,470 initiation fee)
Loan Term Restriction: No loans under 60 days
Representative Examples: See below for total costs
Representative Loan Examples
Example 1:
Loan Amount: R100,000
Repayment Term: 24 months
Monthly Instalment: R5,200.00
Total Repayable: R124,800.00 (includes all fees)
Loan Amount: R100,000
Repayment Term: 24 months
Monthly Instalment: R5,200.00
Total Repayable: R124,800.00 (includes all fees)
Example 2:
Loan Amount: R500,000
Repayment Term: 72 months
Monthly Instalment: R15,748.76
Total Repayable: R1,134,915.72 (includes all fees)
Loan Amount: R500,000
Repayment Term: 72 months
Monthly Instalment: R15,748.76
Total Repayable: R1,134,915.72 (includes all fees)
Important Considerations:
- Your final repayment amount depends on your individual risk assessment
- Personal loans should be used responsibly
- Thoroughly review all terms before agreeing to a loan
Start Your Application
Complete our contact form with your details and desired loan amount. A consultant will contact you to discuss your application.
Note: For vehicle finance options, visit our vehicle finance page.
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